Bold statement: President’s Day closures affect more than a long weekend—they disrupt banking, mailing, and social services for millions, and the ripple effects can touch your everyday finances and plans. But here’s where it gets controversial: not everyone gets the same notice or options, and the mix of closures could create unnecessary confusion for those who rely on timely transactions.
All the banks and services closing for President’s Day
With President’s Day, a federal holiday that falls on the third Monday of February, many institutions will shutter their doors or limit services. In 2026, the holiday lands on February 16. Here’s what’s changing and what to expect:
- Banks: A number of large banks are temporarily closing branch lobbies for the day. Bank of America, JPMorgan Chase, and Wells Fargo are among those that will close in-branch services. Bank of America notes possible processing delays and statement availability may be affected, with some items delaying until Tuesday.
- Chase: All 5,300 Chase branches will be closed for the holiday, though ATMs will remain accessible.
- Wells Fargo: Branch closures will occur, but website and ATM services will continue.
- TD Bank: Unlike some competitors, TD Bank plans to stay open on President’s Day, offering typical weekday hours in many locations.
Preventing delays and planning ahead
- Plan ahead for in-person banking: If you need in-branch help, visit before the holiday to avoid delays.
- Online and ATM access: Expect some online banking and ATM availability to continue, though certain functions may be limited or slower around the holiday.
Mail and package services
- USPS: Post offices will be closed, and regular mail delivery is paused on the holiday. Many postal services resume on Tuesday. If you need to mail or return items, try to complete these tasks on Friday or Saturday before the holiday.
- FedEx and UPS: FedEx will operate with modified Express and Ground service hours due to the holiday, while most FedEx locations run between roughly 9:00 am and 7:00 pm, with some California locations extended to 8:00 am–8:00 pm. UPS stores are generally open, with hours ranging from 8:00 am–6:30 pm or 9:00 am–7:00 pm; always check your local store.
Other government and social services
- Social Security: Over 1,200 local offices will be closed for 24 hours, affecting in-person applications, address changes, direct deposit updates, and other services. Online options via my Social Security remain available for certain tasks.
- SNAP (Supplemental Nutrition Assistance Program): SNAP offices will close, potentially delaying applications or customer service inquiries. Recipients can still use EBT cards for purchases during the closures.
What to watch for and questions to consider
- If you rely on these services, ask: Are there alternative channels (online portals, customer service hotlines) that can save time during or after the holiday?
- How do these closures affect your planned financial moves (payments, billers, or direct deposits) that week?
- Do local branches have altered hours or exceptions not captured in general notices? Always verify with your specific branch or carrier before heading out.
In short, President’s Day closures are widespread, spanning banks, the mail system, and federally run services. The best approach is proactive planning: complete critical in-person tasks before the holiday, verify local hours, and use online options where possible. Are you anticipating any specific impacts from President’s Day closures? Share your experience or questions in the comments.
